Is medical insurance worth it? ‘With Medical Insurance you don’t have to wait for public services, and you can select who you want to see if you’ve got a preference for a specialist or a surgeon. The waiting lists are so long, so if you are able to afford it, you are able to have… Read More Medical Insurance
Are you currently on a loan holiday? Borrowers who opted to take up a six-month mortgage “loan holiday” may get a call from their bank or broker asking if they can re-start payments from as early as next month – and experts say that is a good thing. Banks began offering the deferral scheme from… Read More Loan holiday in play? Expect contact from your bank soon
Below is an article from Diana Clement a good content writer for the Herald. She touches on some excellent points in situations were we can assist. If you have a claim where you consider the insurance company isn’t acting fairly in accordance with your policy, give us a call in the first instance for a… Read More Your insurance policy against losing claims
Making House Insurance Work for You Years of planning and saving go into buying a new home, and it might be the greatest asset you’ll ever own – so it goes without saying you’ll want to protect it with house insurance. Many home buyers leave organising insurance until last in their buying process, but depending… Read More Top 4 house insurance tips for buyers
Seeing the risk of banks being reluctant to lend, the Reserve Bank lifts restrictions Restrictions on mortgage lending will be lifted for at least 12 months, with the Reserve Bank saying concerns about risky lending were outweighed by worries that banks will be too reluctant to lend. On Thursday evening the Reserve Bank announced that… Read More Reserve Bank lifts LVR restrictions
What to do if your application is not accepted When you make an application for life insurance or another type of risk insurance, you’re not always guaranteed to be approved for cover. This is because different insurers and underwriters take varying views towards risk and what they consider to be an acceptable level of risk… Read More Application Declined
Serious Protection with Trauma Insurance Supports you and your family while you or your child, navigate a serious illness or injury We often experience financial hardship as a result of a serious illness or injury to ourselves or a family member. Having trauma insurance can provide much-needed financial support to cover whatever you need, like… Read More Trauma Insurance
Why Review your Life Insurance? As life goes on, your needs and lifestyle change. With passing years, you get married, buy a new home and have kids. Your life keeps moving and with time the needs of your family also change. As such, your life insurance needs change too. When your life undergoes any major… Read More Life Insurance – Top 4 Reasons to Review it
Great tips when taking out insurance It’s important to check your coverage each year when you renew your insurance, or whenever your circumstances change. Have an emergency fund. Having some money of your own available for emergencies means you can take on some of the insurance risk yourself. This way you can reduce the cost of… Read More Tips for buying insurance
Insurance, what exactly is it? An insurance policy is a contract between you and an insurance company. It protects you against financial loss due to specific events, eg property damage, redundancy, illness. It’s designed to put you back in the financial position you were before your loss. This is called indemnity. Insurance types There are… Read More What is insurance?
